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      • 1 of 4: Invoicing & Receipts
      • 2 of 4: Bills & Expenses
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      • 4 of 4: Reading Financial Reports
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Useful Money StuffUseful Money Stuff
  • Learn Money Skills
    • Courses
      • 1 of 4: Invoicing & Receipts
      • 2 of 4: Bills & Expenses
      • 3 of 4: Bank Reconciliations
      • 4 of 4: Reading Financial Reports
  • Accountant Services
    • Packages
      • Business Setup & Accounting Software
      • Bookkeeping Packages
      • BAS Online – Calculate & Lodge
      • Payroll Packages
      • Small Business Tax Returns
    • Online Accountant Consult
  • Blog

Build Your

Business Success

Story

Learn Financial Skills for a Thriving Business & Get Personalized Accounting Advice from Qualified Accountants

Do you have the financial know-how to make your business a success?
Take the Quiz

Professional Registrations of Useful Money Stuff Accounting

Tax Agent Registration - Useful Money Stuff Accounting
Chartered Accountants ANZ Firm - Useful Money Stuff Accounting
STARTING A NEW BUSINESS SOON?

~82% of Small Businesses Fail.

For the life of your business, do not leave your finances & accounting to chance.

"Running a business is hard! Financial issues don't come easily to me and... where do you even start with all the money stuff?"

Start Here.

Useful Money Stuff is your trusted source for learning and access to expert advice from qualified professionals, to overcome financial issues and build a thriving business.

At Useful Money Stuff, you can learn how to handle the basic finances yourself—things like bookkeeping and basic money management. Or, if you need extra help, independent accountants can guide you through trickier tasks like taxes, paying yourself, or choosing the right business structure (company, trust, sole trader/proprietor, llc etc…).  Independent accounting professionals can help you set up metrics to grow your business—all without the bill shock of traditional accounting fees.

It all starts with bookkeeping.

To make decisions that keep your bills paid on time and business actually running a profit, you need intel through a dashboard—your financial reports. That dashboard depends on a solid accounting system, driven by accurate data: your receipts, invoices, and bills. That’s bookkeeping, the foundation of it all.

If you don’t have that (or your ‘bookkeeping’ is a mess)… it’s a recipe for business failure, and no one wants that.

Take control of your business by learning to manage its lifeblood – money.

And start writing your own business success story.

Here’s how we can help:

  • Courses with Accountant Check-In (Additional and Optional): Straightforward courses in basic English to tackle bookkeeping on your own business file. Gain hands-on skills with check-in from your qualified accountant!
  • Accounting & Bookkeeping Packages by Useful Money Stuff Accounting: Done-for-you solutions to keep your finances in order while you focus on growth.
  • 1-1 Consultations: From simple questions to complex issues, book a 30-min or longer consultation for tailored services with Useful Money Stuff Accounting.

How Useful Money Stuff is Different

A fresh approach to small business accounting
that puts you in control

We Teach,
Not Just Do
🎓
We believe in sharing our knowledge, translating complex financial jargon into clear language you can use.

Imagine the relief you'll feel when you finally understand your numbers—when financial decisions become opportunities rather than sources of anxiety.
  • Learn, not just pay
  • Feel sure, not scared
  • Gain real control
See Courses
Clear and Fixed Pricing👍
Unlike other firms that complete work and surprise you with a $$$ invoice afterwards, Useful Money Stuff Accounting comes with a clear, fixed price agreed upon before work begins.

You get predictable accounting costs you can budget for with confidence.
  • No surprise bills
  • Know costs upfront
  • Budget with ease
Book Consult
Small Business Specialists🙂
Small businesses face unique challenges—tight budgets, steep learning curves, limited time, high stress levels and the need for practical solutions.

Useful Money Stuff Accounting provides the specialized service your business deserves during critical growth phases.
  • Budget-friendly expertise
  • Growth-focused solutions
  • Practical, not complex
Find Packages
MEET YOUR ACCOUNTANT
Vi Nguyen, Principal at Useful Money Stuff Accounting
  • Chartered Accountant (Australia) & CPA (USA)
  • Registered Tax Agent
  • Experienced with Small Businesses (Sole Proprietor, Trusts, Companies)
  • Tech-savvy with business automation and digital integration
  • Sole Developer of the Valuation Tool for The Australian newspaper's 250 Richest List

"The wrong financial guidance isn't just inconvenient—it can be catastrophic for your small business."

Partner with someone who’s been there and knows how to protect what you’ve built.

I understand that running a small business means wearing multiple hats—but financial strategy shouldn’t be the one that keeps you up at night. 

Here’s how my past experience can benefit your business:

  • Avoiding Costly Tax Mistakes: A ride-share driver seeking extra income faced unexpected tax complexities. Despite diligently reporting earnings, he missed crucial GST deductions on business expenses like fuel. He was essentially paying the government money he deserved to keep, “ripping himself off” after long hours behind the wheel. With proper guidance, he transformed his tax approach, turning what felt like a burden into a properly structured side business that actually delivered the additional income he was working so hard to earn.
  • Improving Profitability: Many business owners work tirelessly without knowing if they’re truly profitable. For an online home business owner, I discovered shipping costs were silently eroding her margins. My recommended pricing adjustment was a simple action she could take to ‘stop the bleed’. This made the difference between minimal returns and building sustainable value. I help uncover these hidden financial truths, ensuring your hard work builds wealth rather than just keeping you busy—like knowing exactly where to dig for gold when you’ve been working the wrong section of the mine.
  • Navigating Compliance: When a busy eBay seller faced overdue superannuation issues, I guided him through complex requirements his growing business struggled to manage. What started as a simple side hustle brought new challenges at each growth stage—superannuation obligations, payroll requirements, tax instalments, and structure considerations. I help business owners navigate these increasing commitments, allowing them to focus on growth while staying compliant with regulations that become more complex as your business succeeds.

Let me help you identify the financial gaps in your business operations and implement practical solutions that protect and grow what you’ve worked so hard to build.

Book Consultation
SMALL BUSINESS MONEY MANAGEMENT COURSES & ACCOUNTANT MARKETPLACE

See What's Available to Help You Get a Handle on Your Small Biz Finances ✅

Online Courses with Accountant Check-Ins

Master your small business financial management & reduce accounting costs!

Small business success starts with financial literacy and accurate bookkeeping. By learning to manage your own small business accounting using software that fits your business, you’ll gain financial control while significantly reducing bookkeeping expenses – crucial for startups and growing businesses.

Our step-by-step small business bookkeeping courses take you from knowing absolutely nothing, to confidently recording business sales and purchases, and managing cash flow in your chosen accounting software.

Don’t have bookkeeping software yet? We’ll recommend options tailored to your specific budget and business requirements.

What makes our small business courses unique:

  • Expert Help (Additional & Optional):  30-minute online check-ins with a qualified tax accountant who will look at your records and help you with tax-related questions
  • Practical Application: Hands-on bookkeeping exercises using your actual business data and transactions
  • Flexible Add-Ons: Optional modules including BAS preparation 
  • Software Independence: Learn QuickBooks, Xero, MYOB or your preferred accounting platform – we adapt to your business needs

Take control of your small business finances today. Affordable bookkeeping education with expert accounting support is more accessible than ever.

See Available Courses
Professional Accounting Services by Useful Money Stuff Accounting

Accounting solutions tailored for small business success.

Running a small business requires financial expertise at every stage.  Professional accounting services can provide the support you need—from selecting the right business structure to optimizing your ongoing financial performance.

Useful Money Stuff Accounting delivers personalized services designed specifically for small business owners. We understand that each business has unique financial needs and challenges, which is why their accountant will work closely with you to create customized solutions.

Their accounting services include:

  • Business Structure Optimization: Guidance on selecting and establishing the right entity—company, trust, partnership, or sole trader—to maximize tax benefits and protection
  • Tax Planning & Strategy: Proactive approach to legally minimize tax liabilities through strategic timing of expenses, income structuring, and utilization of available deductions and concessions
  • Bookkeeping & Financial Management: Accurate record-keeping and financial reporting that gives you clear visibility into your business performance
  • Tax Compliance & Planning: Complete tax services for individuals, companies, and trusts, ensuring compliance
  • BAS & GST Compliance: Timely preparation and lodgment of Business Activity Statements with GST optimization strategies
  • Performance Metrics & Budgeting: Set up of key performance indicators to track and improve business results
  • Cash Flow Management: Practical techniques to improve cash position and ensure business stability

Partner with Useful Money Stuff Accounting for professional accounting services with transparent, upfront pricing. They eliminate bill shock by providing clear costs before service delivery, so you’ll never receive an unexpected invoice for thousands of dollars. Their commitment is to help your small business thrive with both expert financial guidance and predictable accounting expenses.

See Accounting Packages

Have More Questions About Money Matters?

Whether your business is facing specific financial challenges or just needs to ensure it's on the right track, our team is here to help. Send a message to see how Useful Money Stuff can assist you.

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    This website provides general information only and does not constitute professional advice. No client-professional relationship is formed by using this website. This website features independent accounting professionals who offer their services independently. For personalized advice, please contact these professionals or professional services firms directly. Please find full details of our terms of service and privacy policy.

    Useful Money Stuff Accounting is a separate business that provides personalized accounting services and is a registered tax agent. Their services are specifically noted throughout this website. Important tax agent services information.

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